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Tawakkul in Investment Return
Introduction: Analyzing Tawakkul in the Context of Finance One fundamental principle of Islam is tawakkul (توكّل) which means having total faith in Allah ﷻ and acting appropriately at the same time. It promotes a healthy balance between effort and trust rather than fatalism or the passive acceptance of results. Tawakkul is essential for coordinating financial choices with spiritual principles in…
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The Meaning of Tasamuh (Tolerance) Between Investors and Business Partners
Divergent interests, expectations and management styles frequently cause conflict in the relationship between investors and operational partners in todays intricate business environment. Islam provides an ethical compass in this regard through the concept of tasamuh, a value based on mutual respect tolerance and generosity. Relationships between people are highly valued in Islamic business ethics as a manifestation of faith in…
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Zakat and Realizing Social Justice
Nowadays social and economic inequality is still a problem everywhere even in countries with a majority of Muslims. A growing number of people hold the majority of the wealth while millions of people live in poverty. The result of this imbalance may be social unrest and structural tension. Islam does not keep quiet about such injustice because it is a…
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The Important Wealth Planning in Sharia Compliant
Feel Your Salary Increase, But Your Heart Doesn’t Feel Ease? Have you ever felt that your salary has increased, bonuses have been paid, but your heart is still restless? Saving money is getting harder, bills never end, and life feels even narrower? Maybe it’s not about how much wealth we have but how we view and manage it. In Islam,…
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How to Make Side Hustles for Hajj
Are you an employee with a fixed salary, but have a big dream to go on the hajj? Don’t worry, you are not alone. Many of us have a strong desire to go to the Holy Land, but the reality of our bank accounts often makes our hearts shrink. A monthly salary is enough to live on, but to save…
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Long-Term Investment Strategy for Hajj and Qurban Purposes
Making hajj and qurban is not just a matter of ordinary worship, because it is a sacrifice. But often, this noble intention is stuck in financial problems such as: “I want to make a qurban, but I don’t have the funds yet.” “Register for hajj, but why is it getting more expensive every year?” That’s why we need an investment…
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Managing and Avoid Gharar and Maisir in Sharia Investment
Have you ever thought, “I have to start investing, but I’m scared too? Financial risks make me nervous.” It’s very natural. Especially if we want to invest in halal and sharia-compliant investments. We definitely don’t want to get caught up in things that are prohibited, such as gharar (excessive uncertainty) or maisir (gambling). Well, fortunately Islam has provided clear guidelines…
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Gross Monthly Salary Allocation for Sharia Investment
“I’ve been working every month, my gross monthly salary is decent, but why haven’t I been able to start investing?” Well, if you’ve ever felt that way, you’re not alone. Many people think that as long as there is a steady gross monthly salary, it means it’s safe to invest. In fact, in Islam, managing finances before investing can be…
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Smart Financial Management When You Still Have Debt
Have a fixed salary, but the debt is not yet paid off? Or even irregular income, and confused about how to manage it? While needs continue to run, the desire to save is also there, not to mention the urge to still be able to give alms. This is a real dilemma. In the midst of all these demands, the…
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How to Save Money When Your Salary Is Tight
“How to save money when your salary is tight?” This sentence sounds very familiar to our ears. When income is limited, saving often feels like a dream. But actually, the problem is not the size of the income, but rather the way we save and the financial management that we carry out. In Islam, blessings are not always identical to…
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