Business
-
How to Attract Investors in Crowdfunding
Crowdfunding has become a popular alternative method of raising capital for projects and businesses. In recent years, Islamic Securities Crowdfunding (SCF) has emerged as an attractive option for entrepreneurs and investors who prioritise sharia principles in doing business. However, attracting investors’ attention to Islamic SCF requires the right strategy and a deep understanding of what their concerns are. This article…
Read More » -
The History of Crowdfunding in Modern Era
Crowdfunding is the practice of raising funds for various types of endeavours, such as product ideas, businesses, or activities. Although it sounds modern, this practice has actually been around for centuries. The history of crowdfunding can be traced back to the past, when individuals or groups sought financial support from the community to realise their projects or ideas. This article…
Read More » -
Why Does Investment in Sharia Crowdfunding Have More Barakah?
In the world of investment, finding an instrument that is not only profitable but also blessed is the dream of every Muslim. Sharia crowdfunding comes as an investment solution that fulfils sharia principles, avoids usury, gharar (uncertainty), maysir (speculation), and does not invest in the haram sector. With the development of financial technology, everyone can now participate in blessed investments…
Read More » -
Differences Between Sharia Securities Crowdfunding and Sharia Peer-to-Peer Lending
In recent years, the development of financial technology (fintech) in Indonesia has significantly impacted the access to capital for Micro, Small, and Medium Enterprises (MSMEs). Two popular fintech innovations in the context of sharia financing are Sharia Securities Crowdfunding (SCF) and Sharia Peer-to-Peer (P2P) Lending. Both offer different solutions for MSMEs to obtain funds in accordance with sharia principles. Definitions…
Read More » -
Khadijah Radhiyallahu Anha: The Perfect Example of a Wife
In his journey of life and da’wah, The Prophet Muhammad ﷺ was surrounded by companions and friends who were always ready to strengthen him, help him, and even sacrifice themselves for him. The Prophet’s closest friends such as Abu Bakr, Umar bin Al-Khattab, Uthman bin Affan, Ali bin Abi Talib and other friends, Radhiyallahu anhum were the pillars who supported…
Read More » -
How to View Loss Sharing in a Mudharabah Contract from the Income Statement
Mudharabah is a form of business cooperation in Islamic finance where one party provides capital (shahibul maal) and the other provides expertise and labor (mudharib). It is important for both parties to understand how losses are shared in this contract, especially through the analysis of the income statement. A good understanding of loss distribution helps maintain trust and harmonious cooperation…
Read More » -
A Profitable Business, But Declining Faith? How Come?
Sometimes we wonder why some people’s businesses are so successful, yet their faces still look anxious. They change cars every year, but they never sleep well. Money flows freely, but their hearts are dry. In today’s business world, “steady profits” is often the benchmark for success. However, there’s another aspect that often slips through our fingers without us realizing it:…
Read More » -
Business Competition, Is It Test or a Threat?
It’s funny, isn’t it, in the business world we often wish each other “good luck,” but deep down we sometimes feel anxious that someone else will actually succeed first. Some people pretend to be calm, but in fact, they keep thinking: “Wow, he’s already opened a new branch. I’m still like this.” Secretly, we start comparing, even before Allah ﷻ…
Read More » -
Taqwa is The Strongest Shield Amidst Business Competition
“In the stressful business world, peace of mind is a luxury that only the pious can afford.” Have you ever felt like you’ve worked hard, but the results always seem to be stalled? Or have you ever felt like someone is ” blocking your fortune ,” whether through gossip, slander, or simply unspoken envy? In the world of work and…
Read More » -
Qarun: A Story of Arrogance and Wealth
Many peoples hearts have been tried by wealth throughout history. The story of Qarun (Korah) is one of the most blatant instances in the Quran of how wealth can corrupt the soul. Qarun who was once extremely wealthy during the time of Prophet Musa (Moses) عليه السلام became conceited and haughty owing to his wealth. His demise is an enduring…
Read More »