Business
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Financial Discipline of Islamic Perspective
Sound money management is based on financial discipline. In the contemporary world developing this discipline aids people in debt avoidance future planning and spending alignment with values. This discipline is seen from an Islamic perspective as a moral requirement based on faith and accountability not just a useful strategy. Also read: The Important Wealth Planning in Sharia Compliant Being Aware…
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Urgency of Holding to Cash and Avoiding Buying Too Much Not Liquid Assets
Keeping cash on hand may not seem exciting in todays volatile financial environment but it is frequently the best course of action. Islam promotes restraint accountability and readiness—values that extend to our handling of money. Even though illiquid assets like private equity or real estate might yield larger returns they can also become liabilities in times of crisis. Conversely cash…
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How to Protect Yourself from Inflation through Islamic Investment
Everyone is impacted by inflation regardless of income level. Every year the cost of necessities healthcare and education keeps going up. This implies that if you do not manage your money well the money you save today will have less purchasing power tomorrow. For Muslims handling money is a spiritual as well as a financial obligation. Investments must adhere to…
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Distributive Justice in Economic Growth
Let’s be honest for a moment. Have you ever felt strange when reading economic news that says it’s on the rise, but why is the content of your wallet still the same? They say economic growth is positive, but in reality prices are getting more expensive, businesses are getting harder, and many people are still living hand to mouth. This…
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The Beauty of Patience in Halal Investment
Have you ever felt like you want to make a quick profit?We start a business or put money in one place, then hope that next week we will have our capital back, next month we can go on a trip. It feels natural, because we live in a fast-paced era. But in Islam, matters of wealth, especially investment, are not…
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Crab Mentality: The Silent Killer in Business Cooperation
Have you ever seen a crab in a bucket? One crab almost made it out, but the others pulled it back down. The end? No one got out. They all stayed at the bottom. This image is not just about sea animals, you know. Unfortunately, this also often happens in the real world, especially in cooperation and business relationships. It’s…
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Social Impact of Syirkah Mobilizing Assets and Resources
Have we ever thought, why is it that a country that is said to be rich, but many of its people still have difficulty living? The natural resources are there, the land is fertile, the sea is vast, but still, those at the bottom continue to struggle, while those at the top are increasingly comfortable. The problem is not in…
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Patience Is the Spirit of Trust Building in Business
Not a few business partnerships are broken not because of lack of capital, but because of loss of trust. Nor because of major violations, but because there is no room for mutual understanding when one party is in difficult times. This proves that trust building in business is not just about contracts, but about navigating human realities with wisdom. We…
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Sharia Investment: Shared Profit and Loss Essence
Have we ever been tempted to join sharia investment because the words “halal” and “blessing” feel so reassuring? Glossy brochures, interest-free contracts, and promises of returns that sound convincing. It feels right for a heart that wants to keep finances on the path of Allah ﷻ . But, behind these good intentions, there is one simple question that is often…
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Ethical Risk Management in Islamic Investment
Investment in Islamic finance is an amanah or trust rather than just a means of making money. Money must be used for a halal productive purpose rather than to support injustice or speculation. Because of this diversification is not only a wise financial decision but also a morally right one. It embodies Shariah’s tenets of justice (adl) shared risk (musharakah)…
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