Islamic Economics

  • SCF Organizers as Representatives of Investors to Issuers 

    SCF Organizers as Representatives of Investors to Issuers 

    Securities Crowdfunding (SCF) has become an increasingly important alternative funding option, especially for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. This scheme allows issuers to raise funds from the public through digital platforms operated by SCF organizers. These organizers play a crucial role in protecting investors’ interests and ensuring that the investment process is conducted safely, fairly, and transparently.…

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  • Islamic Investment Education for Married Couples: Is It Important?

    Islamic Investment Education for Married Couples: Is It Important?

    Introduction In today’s challenging economic era, financial literacy has become increasingly important, especially for married couples. Islamic investment education is a key aspect of financial literacy that can help couples work together to achieve their long-term financial goals in accordance with Islamic principles. Islamic investments are not just about seeking profits but also about ensuring that every financial decision aligns…

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  • Import Financing by Securities Crowdfunding

    Import Financing by Securities Crowdfunding

    In the era of globalization, cross-border business transactions are becoming increasingly common, even for small and medium-sized enterprises (SMEs). One of the main activities in international trade is import, where goods or raw materials are purchased from abroad for use in production or resale in the domestic market. However, one of the biggest challenges faced by SMEs in conducting imports…

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  • Export Financing Through Securities Crowdfunding

    Export Financing with Securities Crowdfunding 

    Export financing is a crucial element in supporting the economic growth of a country, especially in developing nations. Effective financing enables exporters to expand their markets and increase competitiveness on the international stage. However, access to financing often becomes a barrier for companies, especially for small and medium-sized enterprises (SMEs). This is where securities crowdfunding can be a viable alternative. …

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  • Competitive Nature and Crowdfunding

    Competitive Nature and Crowdfunding 

    Crowdfunding has become one of the most popular methods for raising funds for various projects, from startups to social initiatives. In this context, competitiveness plays a crucial role in determining the success of a crowdfunding campaign. Competitiveness refers to the drive to be better and superior compared to other competitors. In the world of crowdfunding, this can mean having a…

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  • Leverage and Why Crowdfunding Can Deliver It

    Leverage and Why Crowdfunding Can Deliver It 

    In the world of finance, leverage and crowdfunding are two concepts that play an important role. Leverage refers to the use of borrowed funds to increase the potential return on an investment, while crowdfunding is a method of raising funds from a large number of people to finance a project or venture. This article aims to educate the general public…

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  • The Value of Humility in Crowdfunding 

    The Value of Humility in Crowdfunding 

    Crowdfunding is a concept that has gained popularity in the digital era, allowing individuals or groups to raise funds from many people to support their projects or initiatives. Crowdfunding is not just about money; it is also about building a community, increasing visibility, and, most importantly, demonstrating the value of humility. This article will explore how crowdfunding reflects humility and…

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  • The Sharia Law of Collateral in Mudharabah

    The Sharia Law of Collateral in Mudharabah

    Mudharabah is a form of cooperation in Islamic economics that involves two parties: the capital owner (shahibul maal) and the business manager (mudharib). Under this contract, the capital owner provides the business manager with capital to run the business, and they agree to share the profits according to the agreed ratio. On the other hand, if there is a loss,…

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  • Silaturrahim and Crowdfunding: Combining Tradition with Technology

    Silaturrahim and Crowdfunding: Combining Tradition with Technology 

    Silaturrahim is an important tradition in our culture that emphasises the importance of maintaining good relationships with family, friends and the community. In today’s digital era, this concept can be applied in various aspects of life, including in crowdfunding activities. This article will discuss how silaturrahim and crowdfunding can work together, and provide a practical guide to utilising both for…

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  • Securities Crowdfunding and its Effect on Strengthening the Muslim Communities 

    Securities Crowdfunding and its Effect on Strengthening the Muslim Communities 

    Securities crowdfunding is one of the financing methods that is growing rapidly in this digital era. It allows many people to invest in a project or business through an online platform. For the Muslim community, understanding and utilising securities crowdfunding can be an important step towards improving economic prosperity and independence.  What is Securities Crowdfunding? Securities crowdfunding is a way…

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