Islamic Finance
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The Story of Ayam Bakar Wong Solo: A Simple, Scalable Business
Ayam Bakar Wong Solo is a remarkable example of how a small business in the food industry can grow into a large-scale operation with hundreds of outlets, both domestically and internationally. Founded by Puspo Wardoyo, this business has expanded significantly from its humble beginnings into a renowned franchise, proving that a simple product like grilled chicken can lead to substantial…
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Internal Rate of Return: Know Your Profit Goal
The Internal Rate of Return (IRR) is a key financial tool used by investors to measure the return on an investment. By understanding IRR, investors can decide whether a project is worth pursuing based on its expected return. This article explores IRR’s definition, calculation, main functions, benefits, and limitations. What is Internal Rate of Return (IRR)? Internal Rate of Return…
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Success Story of Roti’O: How to Scale Up a Bakery Business
Roti’O has become one of the most well-known bakery brands in Indonesia. With its signature coffee aroma and delicious flavor, Roti’O has managed to capture the attention of consumers from various demographics. Today, Roti’O operates more than 500 outlets across multiple cities throughout the country. This remarkable expansion didn’t happen overnight. Instead, it was the result of smart business strategies,…
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Book Value Per Share:Is It Important for Investors?
Book Value Per Share (BVPS) is frequently used in fundamental stock analysis to determine whether a stock is undervalued or overvalued. Although it may sound technical, BVPS plays an important role in helping investors understand the actual value of a stock. This article will explain the definition, calculation method, and the benefits and drawbacks of BVPS as an investment indicator.…
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The Economic Policies of Umar bin Abdul Aziz
Umar bin Abdul Aziz, the eighth caliph of the Umayyad Dynasty, is widely recognized for his wisdom in managing the economy and governance. Although his reign was brief, from 717 to 720 CE, it became a key example of how just, Sharia-based economic policies can profoundly impact societal welfare. Umar bin Abdul Aziz is often seen as a prototype of…
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How Abdul Malik bin Marwan Shaped Early Islamic Economic Policies?
Abdul Malik bin Marwan, one of the most significant caliphs of the Umayyad Dynasty (685-705 CE), is renowned for implementing extensive changes in political, social, and especially economic spheres. It was during his reign that early translation activities began, translating texts from Persia, and continued with expeditions to various countries under the governance of Khalid bin Yazid. His tenure was…
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The Urgency of Studying Islamic Economic Thought
Studying the history of Islamic economic thought is more than just reminiscing about the past. By understanding how Muslim scholars once constructed robust economic systems, we can draw inspiration to develop a more effective Islamic economy today. History teaches us that Islam offers solutions to a wide range of economic problems, and we can leverage these to address contemporary economic…
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Tawakkal in Islam: When Surrender Meets Hard Work
Tawakkul is a crucial concept in Islam, referring to the act of completely surrendering oneself to Allah Ta’ala after making the best possible effort. Tawakkul is often misunderstood as passive submission without any effort, but in Islam, it is about finding a balance between hard work and trust in Allah Ta’ala. This article explores the deeper meaning of tawakkul, its…
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It’s Never Too Late to Learn Islamic Knowledge
Learning about religion, particularly Islam, is a lifelong journey, one that knows no age restrictions. Regardless of one’s age or background, gaining knowledge in Islam is not only essential for understanding life but also for drawing closer to Allah and achieving success in both this world and the hereafter. Many prominent scholars in the history of Islam started their quest…
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Roles of Custodian Banks in Securities Crowdfunding
Securities crowdfunding (SCF) is a method of raising funds that allows small and medium-sized enterprises (SMEs) to receive financing from the general public through digital platforms. In this model, investors can provide capital to businesses or projects in exchange for equity or other financial instruments. Behind the scenes of SCF, custodian banks play a crucial role in ensuring the security,…
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