Do you long for success in trading? Do you want to achieve blessed sustenance from your trading business? Based on the evidence that we have collected, here are some tips for trading ala Rasulullah that not only help us in seeking sustenance, but also teach noble values in business in order to achieve blessings at every step. Let’s look at four tips for trading ala Rasulullah ﷺ that can guide your business journey towards true success that is abundant until the Ridho of Allah ﷻ is achieved.
Also read: Resign for Business? When is the Time?
Setting the Right Intentions
The Prophet taught that the intention to trade should not be solely to accumulate wealth and profit. Intend to trade because of Allah ﷻ, with sincere intentions, all matters will find value with Him. A business that starts with good intentions will receive abundant blessings. So, to start our intention, we have to know, are there any reasons that we can use as a basis for trading charity?
From Rafi’ bin Khadij he said,
قِيلَ يَا رَسُولَ اللَّهِ أَىُّ الْكَسْبِ أَطْيَبُ قَالَ « عَمَلُ الرَّجُلِ بِيَدِهِ وَكُلُّ بَيْعٍ مَبْرُورٍ
“Someone asked the Prophet Muhammad ﷺ : “Oh Messenger of Allah, what is the best livelihood?” He said, “A man’s work is with his own hands and every sale and purchase is mabrur (blessed).” (HR. Ahmad, Ath Thobroni)
Allah ﷻ says,
وَأَحَلَّ اللَّهُ الْبَيْعَ وَحَرَّمَ الرِّبَ
“But Allah has permitted trading and forbidden interest.” (QS. Al Baqarah: 275)
From these propositions we can know the priorities and make it easier for us to intend to do business.
Also read: PROHIBITED FROM GRANTING: If You Intend to Ask for Back the Property That Has Been Donated
Be Honest
Honesty in trading is the main key to building trust. The Prophet emphasized the importance of not reducing the weight and providing correct information to buyers. In a hadith about trading with complete honesty, the Prophet ﷺ said:
عن عبد الله ابن عمر رضي الله عنه: قال رسول الله صلى الله عليه وسلّم: التَّا جِرُ اْلاَمِيْنُ الصَّدُوْقُ الْمُسْلِمُ مَعَ الشُّهَدَاءِ- وَفِيْ رِوَايَةٍ: مع النَّبِيِّنَ وَالصِّيْقِيْنَ وَالشُّهَدَاءِ- يَوْمَ اْلقِيَا مَةِ (رواه إبن ماجه و الدارقطني و غير هم
“From ‘Abdullah bin ‘Umar radhiallahu ‘anhu that Rasuluillah ﷺ said, “A Muslim trader who is honest and trustworthy (trusted) will be (gathered) with the Prophets, the siddiq people and the martyrs on the Day of Judgment (later).”
Surely, you also want to gather with the Prophets and other righteous people, right?
Also read: Honesty: The Reason for the Presence of Kindness in Business
Mutually Beneficial for Both Parties
The principle of mutual consent is a guideline in trading according to the Prophet ﷺ. Buying and selling is not valid if there is coercion without the right way. Buying and selling is only valid if there is mutual consent in it as the word of Allah ﷻ,
إِلَّا أَنْ تَكُونَ تِجَارَةً عَنْ تَرَاضٍ مِنْكُمْ
“except by way of trade that is valid by mutual consent (mutual consent) between you” (QS. An Nisa’: 29).
From Abu Sa’id Al Khudri, the Prophet ﷺ said,
إِنَّمَا الْبَيْعُ عَنْ تَرَاضٍ
“Indeed, buying and selling is required to have consent” (HR. Ibn Majah no. 2185).
It is important to reach a mutual agreement that benefits both parties, both in terms of price, type of goods, and marketing methods. Thus, your business will grow based on a mutually beneficial relationship.
Refund Money If Buyer Does Not Purchase (Khiyar)
The Prophet also gave teachings regarding khiyar, the buyer’s right to cancel a transaction. From Hakim bin Hizam’s friend, the Prophet ﷺ said,
الْبَيِّعَانِ بِالْخِيَارِ مَا لَمْ يَتَفَرَّقَا – أَوْ قَالَ حَتَّى يَتَفَرَّقَا – فَإِنْ صَدَقَا وَبَيَّنَا بُورِكَ لَهُمَا فِى بَيْعِهِمَا ، وَإِنْ كَتَمَا وَكَذَبَا مُحِقَتْ بَرَكَةُ بَيْعِهِمَا
“The seller and the buyer each have the right to choose (khiyar) as long as they have not separated. If both are honest and frank with each other, then both will receive blessings in the transaction. On the contrary, if they lie and cover up for each other, surely the blessings for them in that transaction will be lost” (Muttafaqun ‘alaih. HR. Bukhari no. 2079 and Muslim no. 1532)
Also read: Khiyar Aib
Conclusion:
Through the four tips for trading Rasulullah ﷺ above, we can see that a business based on Islamic values will receive support and blessings from Allah ﷻ. Intend to trade with good intentions, pretend to be honest, create mutually beneficial agreements, and understand the concept of khiyar. By following these guidelines, you will not only achieve success in trading but also get abundant blessings. Hopefully this article will inspire you in undergoing a blessed business journey. Barokallah Fiikum.
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References
Al Quran Al Karim. Accessed from https://tafsirweb.com/1041-surat-al-baqarah-ayat-275.html
Achieving Blessings as a Young Businessman. Accessed from https://rumaysho.com/1036-meraih-berkah-menjadi-pebisnis-muda.html
