Blog
Your blog category
-
The Opportunities of Salam Contract in Islamic Financing
The salam contract is a form of sale contract in Islamic law that provides flexibility and significant potential in Islamic financing. In a salam contract, the payment is made upfront, while the goods or commodities are delivered at a later date. This structure holds particular relevance in sectors like agriculture and manufacturing that require initial capital for production. The potential…
Read More » -
Worship and Financial Freedom in Islam
Financial freedom and freedom of worship are two intertwined elements in a Muslim’s life, offering a balance between worldly responsibilities and spiritual obligations. In Islam, financial freedom is not merely about amassing wealth, but managing resources responsibly to meet one’s needs without neglecting religious duties. Conversely, freedom of worship allows a Muslim to perform religious obligations without the hindrance of…
Read More » -
Finance Your Fashion Business with Crowdfunding
The fashion industry is one of the most dynamic and ever-evolving sectors, requiring significant capital investment for everything from production to marketing. For new fashion entrepreneurs, one of the biggest challenges is how to secure funding without compromising the future of their business. Traditionally, entrepreneurs have relied on bank loans or individual investors, but an increasingly popular alternative is crowdfunding.…
Read More » -
How to fund Green Economy Through Crowdfunding
Environmental awareness has grown significantly over the past few decades, driven by the threat of climate change, global warming, and widespread environmental degradation. To address these issues, various innovative solutions have emerged, one of which is green financing. This concept involves the allocation of funds to support projects with a positive environmental impact. One particularly interesting approach within green financing…
Read More » -
Start up Burning Money to Grow, Until When?
Introduction In the startup world, “burning money” has become commonplace. Many startups, especially in the tech sector, choose to incur short-term losses to pursue exponential growth. This strategy, though highly risky, has led to the creation of some of the world’s most successful companies. However, many startups have also failed and eventually run out of funds. This article will explore…
Read More » -
Murabahah with Wakalah? Is it OK?
Murabahah is one of the most popular financing products in Islamic banking, where the bank buys goods on behalf of the customer and resells them to the customer with an agreed profit margin. Meanwhile, wakalah is a representative contract in which a person or institution appoints another party to perform an action on their behalf. The combination of these two…
Read More » -
Umrah and Sadaqah? Which one is Better?
In the life of a Muslim, both umrah and sadaqah are highly recommended practices. However, in the midst of difficult social conditions, where many people are in need of help, the question arises: Which is better, performing Umrah or giving sodaqah? This article will discuss a comparison between the two in light of current conditions. The Virtue of Umrah Umrah…
Read More » -
Types of Mudharabah in Islamic Finance
Mudharabah is a pivotal concept in Islamic finance, representing a distinctive partnership structure. In this arrangement, one party, known as the shahibul maal, provides the capital, while the other party, referred to as the mudharib, contributes their expertise and effort to manage the business. The profits generated from this partnership are shared according to a predetermined ratio. Meanwhile, any losses…
Read More » -
Sukuk: A Solution for Companies from Debt
In the business world, corporate debt often serves as a tool to finance expansion and operations. However, excessive debt can burden companies with heavy financial obligations and increase the risk of bankruptcy. Failure to manage debt effectively can lead to credit rating downgrades, increased borrowing costs, and even insolvency. Therefore, it is crucial for companies to find safer and more…
Read More » -
The Importance of Learning Inheritance Law (Faraidh) in Islam
Islamic inheritance law is a branch of jurisprudence that deals with the division of a deceased person’s estate among their heirs. This field plays a crucial role in both social and religious contexts, ensuring that the distribution of wealth is conducted fairly and in accordance with Islamic legal principles. This article explores the objectives and practical benefits of studying Islamic…
Read More »