Why Does Investment in Sharia Crowdfunding Have More Barakah?

In the world of investment, finding an instrument that is not only profitable but also blessed is the dream of every Muslim. Sharia crowdfunding comes as an investment solution that fulfils sharia principles, avoids usury, gharar (uncertainty), maysir (speculation), and does not invest in the haram sector. With the development of financial technology, everyone can now participate in blessed investments through Islamic crowdfunding platforms. This article will explain why investing in Islamic crowdfunding can be a more barakah option. 

What is Islamic Crowdfunding? 

Islamic crowdfunding is a method of collecting funds from many investors to finance projects or businesses that comply with sharia principles. Unlike conventional crowdfunding, this investment ensures that all activities are halal and do not involve practices that are prohibited in Islam. For example, there is no element of usury (interest); all transactions are carried out with regard to sharia principles, including the use of sharia contracts such as mudharabah or musyarakah. 

In sharia crowdfunding, the projects financed are usually businesses that also comply with sharia principles, such as halal food businesses, Islamic education businesses, or small businesses that need capital to grow. This platform also provides an opportunity for small investors to participate in the financing of large projects, which may have previously only been accessible to large investors. 

Also Read: Creative Economy Financing through Crowdfunding

Benefits of Investing in Sharia Crowdfunding 

Barakah and Peace of Mind

Investing in Islamic crowdfunding provides peace of mind because it is in accordance with Islamic values. You invest safely, knowing that your funds will not be used for haram things. This provides its own blessings with every rupiah you invest. This blessing is important because halal investments bring peace and tranquilly to our daily lives. 

Competitive Profit Potential 

Islamic crowdfunding not only offers blessings but also competitive returns. With the transparency of fund management, you can clearly see how your funds are being used and the development of the projects you fund. This benefit is also supported by a fair and transparent profit-sharing system. In addition, many Islamic crowdfunding platforms have been proven to provide stable and profitable returns for their investors. 

Supporting people’s economic empowerment 

By investing in sharia crowdfunding, you are participating in the economic empowerment of the people. The funds you invest will help micro and small businesses that often find it difficult to get capital from conventional banks. This means that you will not only get financial benefits but also rewards from helping others. It also helps to create new jobs, improve community welfare, and support more inclusive economic growth. 

How to Start Investing in Sharia Crowdfunding 

Starting an investment in Islamic crowdfunding is very easy. The first step is to choose a trusted Islamic crowdfunding platform. There are several platforms that have been authorised and supervised by the Financial Services Authority (OJK), so you can invest safely. 

After that, you need to register and create an account on the platform. The registration process usually involves identity verification to ensure security and regulatory compliance. Once your account is active, you can view the various projects available for funding. Make sure you read the project details carefully to understand the risks and potential returns. 

You can also start with a small investment amount. Many platforms allow you to invest as little as IDR 100,000, making this investment accessible to a wide range of people. This way, you can diversify your investment into different projects to reduce risk. 

Investing in sharia crowdfunding offers various benefits, ranging from barakah and peace of mind to competitive profit potential to supporting the economic empowerment of the ummah. By investing in sharia crowdfunding, you are not only looking for worldly benefits but also blessings in the hereafter. Let’s start investing in sharia crowdfunding as a form of support for a fairer and more blessed sharia economy. 

Come on, start your investment now, and be part of better and sharia-compliant economic change. By investing in sharia crowdfunding, you will not only get financial returns but also make a positive contribution to the ummah and society. Choose a trusted sharia crowdfunding platform and start your investment for a more blessed and prosperous future. 

Also Read: Waqf Sukuk on Securities Crowdfunding

Let’s Visit, Zeed and join for halal investment with Zeed.

References

• Al-Qaradawi, Y. (2000). The Lawful and the Prohibited in Islam. American Trust Publications. 

• El-Gamal, M. A. (2006). Islamic Finance: Law, Economics, and Practice. Cambridge University Press. 

• Iqbal, Z., & Mirakhor, A. (2011). An Introduction to Islamic Finance: Theory and Practice. John Wiley & Sons. 

• Obaidullah, M., & Khan, T. (2008). Islamic Microfinance Development: Challenges and Initiatives. Islamic Development Bank. 

• Rosly, S. A. (2005). Critical Issues on Islamic Banking and Financial Markets: Islamic Economics, Banking and Finance, Investments, Takaful and Financial Planning. AuthorHouse. 

• Usmani, M. T. (2002). An Introduction to Islamic Finance. Idaratul Ma’arif.