Devin Halim Wijaya

Master student in IIUM (Institute of islamic Banking and Finance) | Noor-Ummatic Scholarship Awardee
  • BlogThe Role of the Muslim Ummah in Their Unity

    The Role of the Muslim Ummah in Their Unity

    The Muslim Ummah is a global moral force with social ethical and spiritual obligations it is not just a group of people who practice the same religion. The Ummah which has its roots in the teachings of the Quran and the Sunnah stands for harmony equity and a common goal. Its members are entrusted with both maintaining their own piety…

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  • BusinessFinancial Planning in Times of Crisis

    Financial Discipline of Islamic Perspective

    Sound money management is based on financial discipline. In the contemporary world developing this discipline aids people in debt avoidance future planning and spending alignment with values. This discipline is seen from an Islamic perspective as a moral requirement based on faith and accountability not just a useful strategy. Also read: The Important Wealth Planning in Sharia Compliant Being Aware…

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  • BlogFinancial Planning in Times of Crisis

    Financial Planning in Times of Crisis

    Financial stability frequently suffers first when economic storms like recessions, market crashes or pandemics strike. Financial planning becomes not only helpful but also crucial during these uncertain times. During a crisis proactive well-thought-out financial choices can make the difference between survival and success. The Necessity of Financial Planning Tailored to a Crisis Institutional and individual resilience are put to the…

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  • Crowdfunding SyariahUrgency of Holding to Cash and Avoiding Buying Too Much Not Liquid Assets

    Urgency of Holding to Cash and Avoiding Buying Too Much Not Liquid Assets

    Keeping cash on hand may not seem exciting in todays volatile financial environment but it is frequently the best course of action. Islam promotes restraint accountability and readiness—values that extend to our handling of money. Even though illiquid assets like private equity or real estate might yield larger returns they can also become liabilities in times of crisis. Conversely cash…

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  • BlogEmpathy Between Muslims in Islam

    Empathy Between Muslims in Islam

    Islam places a high importance on empathy or the capacity to feel what other people are feeling and comprehend their emotional experiences. Islamic teachings firmly establish empathy as a spiritual duty rather than merely a moral precept. Islam encourages believers to develop emotional awareness and care for others especially fellow Muslims in contrast to modern society which frequently promotes individualism…

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  • BlogWealth as a Tool, Not a Goal in Islam

    Wealth as a Tool, Not a Goal in Islam

    Wealth is frequently regarded as the ultimate indicator of success in todays society. Regardless of how they get it or what they do with it people compete to amass as much wealth and material as they can. The idea that accumulating wealth is the ultimate goal of life is reinforced by consumerism, social media display culture and peer pressure. But…

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  • BlogStatus-Driven Lifestyles in Islam

    Status-Driven Lifestyles in Islam

    A person’s life can be subtly taken over by pride and the need to uphold a specific social image. It shows up as demanding more luxury than is necessary concealing hardships to look successful or turning down assistance merely to maintain appearances. This behavior is frequently disguised as lifestyle in todays society. On a deeper level however it can develop…

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  • BlogHow to Protect Yourself from Inflation through Islamic Investment

    How to Protect Yourself from Inflation through Islamic Investment

    Everyone is impacted by inflation regardless of income level. Every year the cost of necessities healthcare and education keeps going up. This implies that if you do not manage your money well the money you save today will have less purchasing power tomorrow. For Muslims handling money is a spiritual as well as a financial obligation. Investments must adhere to…

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  • Islamic EconomicsHelping and Assisting Fellow Muslims

    Helping and Assisting Fellow Muslims

    There will always be hardships. All people will experience hardships from time to time whether they take the shape of natural disaster, financial hardships, illness or psychological strain. Islam not only stresses the value of social solidarity in these circumstances but it also promotes individual patience. Muslims have been commanded to help care for and be each others strength. This…

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  • BlogAn Islamic Perspective of Recession

    An Islamic Perspective of Recession

    A recession is characterized by a broad drop in economic activity that leads to social unrest, increased unemployment and decreased purchasing power. Many nations view it as an emergency that needs to be addressed immediately with systemic and technical solutions. However for Muslims a recession is more than just a business occurrence it is a divine test and a prompt…

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