Devin Halim Wijaya

Master student in IIUM (Institute of islamic Banking and Finance) | Noor-Ummatic Scholarship Awardee
  • BusinessNet Present Value: Important to Know The Impact of Time on Your Investment Value

    Net Present Value: Important to Know The Impact of Time on Your Investment Value

    Net Present Value (NPV) is a commonly used method for evaluating the feasibility of an investment. By calculating NPV, investors can determine whether an investment will be profitable or not. NPV takes into account the time value of money—meaning that money received today is worth more than the same amount received in the future. One of the critical factors influencing…

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  • Crowdfunding SyariahPrice to Earnings and Its Importance for Investors

    Price to Earnings and Its Importance for Investors

    The Price to Earnings (P/E) Ratio is a fundamental analytical tool in the investment world. This ratio not only provides insight into stock value but also reflects the market’s perception of a company’s past performance and future expectations. With a multitude of investment options available, understanding the P/E Ratio can assist investors in making more informed and strategic decisions. Definition…

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  • Islamic EconomicsBook Value Per Share:Is It Important for Investors?

    Book Value Per Share:Is It Important for Investors?

    Book Value Per Share (BVPS) is frequently used in fundamental stock analysis to determine whether a stock is undervalued or overvalued. Although it may sound technical, BVPS plays an important role in helping investors understand the actual value of a stock. This article will explain the definition, calculation method, and the benefits and drawbacks of BVPS as an investment indicator.…

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  • BusinessImportance of Financial Ratios for Investment

    Importance of Financial Ratios for Investment

    Financial ratios are crucial tools in assessing the financial health of a company, especially for investors. These ratios provide a clear picture of a company’s financial condition, enabling investors to make more informed decisions. By analyzing financial ratios, investors can identify a company’s performance, risks, and potential for profit. This article explains the significance of financial ratios for investment and…

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  • BusinessReturn on Investment:Crucial to Understand Your Investment Outcomes

    Return on Investment:Crucial to Understand Your Investment Outcomes

    Investing has become a fundamental part of financial planning for individuals and businesses. However, without a clear understanding of how well an investment is performing, it’s difficult to assess whether the financial decisions made are truly profitable. This is where Return on Investment (ROI) plays a critical role. In this article, we will explore why ROI is an important indicator…

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  • BlogThree Schools of Thought in Islamic Economics

    Three Schools of Thought in Islamic Economics

    Islamic economics has grown significantly, offering diverse perspectives on managing economic activities within the framework of Islamic principles. These perspectives are shaped by three primary schools of thought: Baqir al-Sadr’s Iqtishaduna School, Islamic Neo-Classical School, and the Critical Alternative School. Each of these schools presents a unique approach to integrating Sharia values with economic practice. 1. Baqir al-Sadr’s Iqtishaduna School…

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  • Muslim LifestyleToo Much Worship? Is It Really Wrong?

    Too Much Worship? Is It Really Wrong?

    In Islam, worship is one of the primary ways to draw closer to Allah. The more we worship, the closer we hope to be to Allah and the higher our level of faith. However, there’s a phenomenon we often encounter: some people are so enthusiastic about worship that they go beyond what is typically expected. This raises a question: is…

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  • Muslim LifestyleThe Essence of the Dua Rabbi Zidni Ilma Warzuqni Fahma: The Importance of Knowledge

    The Essence of the Dua Rabbi Zidni Ilma Warzuqni Fahma: The Importance of Knowledge

    The dua “رَبِّ زِدْنِي عِلْمًا,” meaning “My Lord, increase me in knowledge”, is a significant supplication in Islam. It appears in Surah Taha, verse 114: فَتَعَالَى اللَّهُ الْمَلِكُ الْحَقُّ ۗ وَلَا تَعْجَلْ بِالْقُرْآنِ مِن قَبْلِ أَن يُقْضَىٰ إِلَيْكَ وَحْيُهُ ۖ وَقُل رَّبِّ زِدْنِي عِلْمًا“So exalted is Allah, the True King. Do not hasten with [recitation of] the Qur’an before its…

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  • Muslim LifestyleThe Important Concept of Fear in Islamic Teachings

    The Important Concept of Fear in Islamic Teachings

    In Islamic teachings, fear plays a vital role in shaping a balanced relationship between a servant and Allah Ta’ala. The fear referred to in Islam is not the typical fear experienced in daily life, such as fear of danger or calamity. Rather, fear of Allah Ta’ala is a form of reverence and deep awareness of His power and greatness. This…

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  • Muslim LifestyleThe Concept of Hope in Islam: Is It Important?

    The Concept of Hope in Islam: Is It Important?

    In Islamic teachings, raja’ or the concept of “hope” plays an integral role in the relationship between a servant and Allah Ta’ala. Hope in Islam is not limited to seeking mercy or forgiveness; it also encompasses a deep conviction that Allah will always support His servants who place their trust in Him. However, raja’ cannot stand alone; it must be…

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