Devin Halim Wijaya

Master student in IIUM (Institute of islamic Banking and Finance) | Noor-Ummatic Scholarship Awardee
  • BusinessCreative Economy Financing through Crowdfunding

    Creative Economy Financing through Crowdfunding

    The creative economy in Indonesia holds significant potential to drive national economic growth. Various sectors in the creative economy, such as film, music, design, culinary arts, and the broader arts, continue to grow as interest in value-added creative products rises. However, business players in this sector often face challenges in accessing funding, which can hinder their growth potential. Crowdfunding, or…

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  • Crowdfunding SyariahAlpha and Beta in Investment

    Alpha and Beta in Investment

    In the world of investing, two terms that come up frequently are alpha and beta. Both are important metrics used to measure the potential risk and return of stocks and portfolios. Alpha and beta help investors understand how a stock or portfolio might behave in response to market changes. In this article, we’ll dive into what alpha and beta mean,…

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  • BusinessInfrastructure Investment Trusts

    Infrastructure Investment Trusts

    Infrastructure is a crucial driver of economic growth, especially in emerging economies. However, investing in infrastructure has traditionally required substantial capital, making it accessible mainly to large corporations or institutional investors. The introduction of Infrastructure Investment Trusts (InvITs) has changed this by allowing individual investors with smaller capital to participate in infrastructure development. This article explains what InvITs are, how…

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  • Muslim LifestyleWrong Mindset About Teachers as Unsung Heroes

    Wrong Mindset About Teachers as Unsung Heroes

    Teachers in Indonesia are often referred to as “unsung heroes,” a title popularized through a song that celebrates their selfless dedication. While this phrase intends to honor teachers’ roles in shaping the nation’s future, it also implies a lack of material reward or recognition. In the modern educational context, however, this phrase may do more harm than good. It risks…

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  • BusinessReal Estate Investment Trusts

    Real Estate Investment Trusts

    Investing in real estate is often associated with high capital requirements, such as purchasing commercial buildings or residential properties. For retail investors with limited capital, entering the real estate market can seem challenging. However, Real Estate Investment Trusts (REITs) provide a solution by allowing people to invest in real estate without directly owning physical assets. This article will discuss the…

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  • BusinessMuslim Business Ethics: Punctuality

    Muslim Business Ethics : Punctuality

    Punctuality is a fundamental aspect of Islamic business ethics that reflects professionalism, integrity, and discipline. In Islam, valuing time is a form of devotion to Allah ta’ala and serves as a measure of one’s faith. Every moment we have is a trust that must be wisely managed. Neglecting it can harm not only oneself but also others involved in agreements…

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  • BlogOptimism Pessimism in Islam

    Optimism Pessimism in Islam

    Optimism is a core principle in Islam. Amid life’s trials and challenges, Muslims are encouraged to hold onto husnuzan—positive assumptions toward Allah. This approach brings not only inner peace but also strength to face life’s difficulties with patience and hope. Pessimism, on the other hand, is an attitude to avoid, as it can lead to despair, weaken faith, and hinder…

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  • BusinessMicro, Small, Medium Enterprises

    Micro, Small, Medium Enterprises

    Micro, Small, and Medium Enterprises (MSMEs) are one of the main pillars of Indonesia’s economy, impacting almost every sector of society. Across the nation, MSMEs take various forms, from small vendors and local craftsmen to family-run businesses. These enterprises play a significant role in boosting national economic growth, creating jobs, and helping to improve social welfare through income distribution. Beyond…

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  • BusinessIs It Time to Resign for Your Business?

    Is It Time to Resign for Your Business?

    Leaving a stable job to start your own business is a major decision that shouldn’t be taken lightly. While the idea of having control over your own business can be exciting, it also comes with significant risks. Here are a few key considerations before deciding to resign and dive into full-time entrepreneurship. 1. Have a Solid Business Plan Before you…

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  • Crowdfunding SyariahHow Malaysia Became a Leading Country in Islamic Finance

    How Malaysia Became a Leading Country in Islamic Finance

    Malaysia has established itself as a global leader in Islamic finance. This success is not merely the result of a well-developed financial ecosystem, but also due to progressive regulations and innovative strategies that support the industry’s growth. Malaysia is not only advancing its Islamic financial sector but also using it as a tool for sustainable and inclusive economic growth. This…

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