Devin Halim Wijaya

Master student in IIUM (Institute of islamic Banking and Finance) | Noor-Ummatic Scholarship Awardee
  • BusinessSumber Harta Rasulullah Shallallahu Alaihi Wa Salam

    The Sources of Income of Prophet Muhammad ﷺ

    Prophet Muhammad Shallallahu Alaihi Wa Sallam, despite being a leader and having access to various sources of wealth, lived a life characterized by simplicity and humility. Here is a exploration of the main sources of his wealth. Trade: The Economic Foundation of the Prophet Prophet Muhammad Shallallahu Alaihi Wa Sallam began his career as a merchant at a very young…

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  • BusinessGrowth vs. Profit: Which is More Important?

    Growth vs. Profit: Which is More Important?

    In the world of business, one of the most persistent debates is the balance between growth and profit. Companies often face the dilemma of choosing between rapidly expanding their market share and maximizing their profits. However, this binary thinking is a flawed approach. It is not necessary to sacrifice one for the other. Instead, businesses should aim to achieve healthy…

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  • BusinessSustainable Management of Zakat Assets Based on Crowdfunding

    Sustainable Management of Zakat Assets Based on Crowdfunding

    Introduction Zakat, a fundamental pillar of Islam, plays a crucial role in promoting social welfare and alleviating poverty. In Indonesia, the potential of zakat is enormous, but its management often faces challenges related to efficiency and transparency. With the advent of digital technology, crowdfunding has emerged as an innovative solution to optimize zakat management. Crowdfunding allows for broader and more…

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  • BusinessIT Project Funding Through Crowdfunding

    IT Project Funding Through Crowdfunding

    In this digital era, the information technology (IT) industry is rapidly evolving and becoming one of the most innovative sectors. However, the development of IT projects often faces financial hurdles. One innovative solution that is gaining popularity is crowdfunding. Crowdfunding is a fundraising method involving contributions from many individuals through online platforms. This article will discuss the concept of IT…

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  • BusinessCraft Industry Financing Through Crowdfunding

    Craft Industry Financing Through Crowdfunding

    The craft industry in Indonesia possesses enormous potential for growth and development, considering the country’s rich cultural and traditional heritage. Handicrafts such as batik, weaving, basketry, and wood carving have become integral to the national identity. However, like many other creative sectors, the craft industry faces significant challenges in terms of financing. One innovative solution that is increasingly gaining attention…

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  • BusinessFinancial Management during the Caliphate of Umar bin Khattab radhiyallahu anhu

    Financial Management during the Caliphate of Umar bin Khattab radhiyallahu anhu

    Financial management under the rule of Umar bin Khattab radhiyallahu anhu stands as a significant example of public finance administration focused on justice and social welfare. The policies he implemented not only reflect his economic acumen but also his commitment to Islamic principles of fairness and equitable distribution. Establishment of Baitul Mal: The Financial Foundation One of Umar’s key contributions…

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  • BlogMurabahah with Wakalah? Is it OK?

    Murabahah with Wakalah? Is it OK?

    Murabahah is one of the most popular financing products in Islamic banking, where the bank buys goods on behalf of the customer and resells them to the customer with an agreed profit margin. Meanwhile, wakalah is a representative contract in which a person or institution appoints another party to perform an action on their behalf. The combination of these two…

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  • BusinessPotential of Crowdfunding for the F&B Industry

    Potential of Crowdfunding for the F&B Industry

    The food and beverage (F&B) industry stands as one of the most dynamic sectors in the global economy, driven by rapid innovation, shifting consumer preferences, and the constant demand for new and exciting products. This industry encompasses a wide range of businesses, from small artisanal producers to large multinational corporations. However, one of the common challenges across the spectrum is…

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  • BusinessFinancial Management at the Time of Muhammad ﷺ

    Financial Management at the Time of Muhammad ﷺ

    Financial management during the time of Prophet Muhammad ﷺ was a cornerstone in the establishment and stability of the Islamic society. The Prophet Muhammad ﷺ was not only a spiritual leader but also acted as the head of state, overseeing all aspects of life, including economic and financial affairs. His approach to managing the state’s finances was innovative and grounded…

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  • BusinessHow to Create a Good Islamic Financial Product

    How to Create a Good Islamic Financial Product

    Islamic finance has become an essential part of the global economy, offering an ethical and Sharia-compliant alternative. Islamic financial products are not only aimed at Muslim consumers but also attract those seeking fairness and transparency in finance. This article will discuss the ways to create a good Islamic financial product that adheres to Sharia principles. Basic Principles of Islamic Finance…

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