- Business
Securities Crowdfunding and its Effect on Strengthening the Muslim Communities
Securities crowdfunding is one of the financing methods that is growing rapidly in this digital era. It allows many people to invest in a project or business through an online platform. For the Muslim community, understanding and utilising securities crowdfunding can be an important step towards improving economic prosperity and independence. What is Securities Crowdfunding? Securities crowdfunding is a way…
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How Crowdfunding Represents the Spirit of Gotong Royong
Crowdfunding is a fundraising method that involves contributions from a large number of people, usually through online platforms, to support a specific project or cause. In Indonesian culture, the concept of gotong royong, or mutual cooperation, is highly respected and upheld. This article discusses how crowdfunding, in both social and financial contexts, represents the spirit of gotong royong in Indonesia. …
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Sukuk: A Solution for Companies from Debt
In the business world, corporate debt often serves as a tool to finance expansion and operations. However, excessive debt can burden companies with heavy financial obligations and increase the risk of bankruptcy. Failure to manage debt effectively can lead to credit rating downgrades, increased borrowing costs, and even insolvency. Therefore, it is crucial for companies to find safer and more…
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The Concept of Thoyyib Eating in Islam
Food is a basic human need that serves as a source of energy and nutrition. In Islam, the concept of “thoyyib” food is highly emphasised. Thoyyib comes from Arabic which means clean, healthy, and good quality. Thoyyib food not only fulfils health standards but also conforms to religious and ethical teachings. Many texts in the Qur’an and Hadith emphasise the…
Read More » - Islamic Economics
The Importance of Investment Education for Kids
Investment education for children is becoming increasingly important in this modern era. With increased access to information and technology, children have the opportunity to learn about various aspects of finance at an early age. Investment education not only helps children understand basic financial concepts, but also prepares them to face financial challenges in the future. The goal of investment education…
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How Islamic Securities Crowdfunding Conducts Sharia Stock Screening
Technology-based securities crowdfunding has become a crucial innovation in supporting small and medium enterprises’ financing. In Indonesia, this mechanism is regulated by the Financial Services Authority (OJK), which also provides specific guidelines to ensure compliance with Sharia principles. This article will explain how Islamic securities crowdfunding conducts Sharia stock screening based on the applicable regulations. Mechanism of Sharia Stock Screening…
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Can Stocks Turned Into Crypto?
Technological developments and financial innovations have fuelled discussions about the possibility of stocks transforming into a form of crypto. This article will discuss whether it is possible for stocks to become crypto, why this is possible, and the impact it could have on global financial markets. With the rise of blockchain technology and cryptocurrencies, many are wondering if traditional stocks…
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Tawakkal in Business Fundraising
Tawakkal, or surrendering to Allah, is a fundamental concept in Islam that plays an important role in everyday life, including in the business world. In the context of business and fundraising, tawakkal provides a strong spiritual and mental foundation for entrepreneurs. This article will outline the importance of tawakkal in the business fundraising process and how its application can support…
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Islamic Crowdfunding-Based Property Financing: Concepts, Contracts, and Existing Examples
Islamic crowdfunding-based property financing is a mechanism that gathers funds from various investors to finance property projects while adhering to Sharia principles. This method has gained popularity as it offers an ethical and community-based financing alternative that aligns with Islamic values. In the context of modern economics, Sharia-compliant financing plays a crucial role in providing access to capital for individuals…
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History of Crowdfunding from the Beginning to the 19th Century
Crowdfunding is the practice of raising funds for various types of endeavours, such as product ideas, businesses, or activities. Although it sounds modern, this practice has actually been around for centuries. The history of crowdfunding can be traced back to the past, when individuals or groups sought financial support from the community to realise their projects or ideas. This article…
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