- Muslim Lifestyle
How to Maximize Worship as an Office Employee
In Islam, working can be considered a form of worship when done with the right intentions and ethical conduct. For office employees who are often busy with their jobs, it’s still possible to optimize worship. Here are some tips to balance work and worship effectively: 1. Correct Your Intention The first step in making work a form of worship is…
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The Prohibition of Extravagant Life in Islam
Islam is a religion that advocates balance and moderation in every aspect of life, including financial conduct. Extravagance, or wasteful spending, is a behavior strictly prohibited in Islam because it not only leads to personal detriment but also causes harm to society. This article explores the Islamic stance on extravagance, the dangers it poses, and how Muslims can avoid such…
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Islamic Perspective on Saving: Between Virtue and Excess
Saving money is a common practice in daily life, viewed in Islam as a means of ensuring financial security and fulfilling one’s responsibility in managing wealth. However, Islam draws a clear distinction between virtuous saving and the condemned practice of hoarding wealth. This article will explore how saving is perceived in Islam, highlighting when it is considered praiseworthy and when…
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Witr Prayer: Its Importance,Urgency and Virtue
The Witr prayer is a highly recommended sunnah prayer in Islam, performed as the closing prayer of the night, particularly after Isha. Although it is not obligatory, Witr holds significant value in strengthening a Muslim’s worship. The Prophet Muhammad (peace be upon him) consistently performed Witr, whether traveling or at home. Therefore, understanding the urgency and virtues of Witr enriches…
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Important Principles on How Islam Views Investment
Investment is a widely accepted way to grow wealth and achieve financial stability. In Islam, investment is not only allowed but also encouraged, provided it adheres to Shariah principles, which emphasize justice, transparency, and the avoidance of prohibited elements such as riba (interest), gharar (uncertainty), and maysir (excessive speculation). This article explores how Islam views investment and how Muslims can…
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Islamic Insurance? Is it real? How to do it?
Sharia insurance, or Takaful, is a financial protection solution based on Islamic law (Sharia). It is specifically designed for Muslims who want to ensure their financial dealings comply with Islamic teachings. Sharia insurance emphasizes the principles of mutual assistance (ta’awun) and risk-sharing, providing financial protection without violating Islamic principles. This article will explain how Sharia insurance works, its product types,…
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Artificial Intuition: The Future of Business Decision-Making
In the rapidly evolving digital landscape, businesses are constantly seeking innovative tools and approaches to stay competitive. While Artificial Intelligence (AI) has been a dominant force, a new concept is gaining traction: Artificial Intuition (AIu). Artificial intuition is distinct from traditional AI as it mimics human intuition, making fast decisions based on patterns and experiences without relying on complex logic…
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The Story of Ayam Bakar Wong Solo: A Simple, Scalable Business
Ayam Bakar Wong Solo is a remarkable example of how a small business in the food industry can grow into a large-scale operation with hundreds of outlets, both domestically and internationally. Founded by Puspo Wardoyo, this business has expanded significantly from its humble beginnings into a renowned franchise, proving that a simple product like grilled chicken can lead to substantial…
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Price to Book Value: Is Your Stock Overvalued?
Investing in stocks is a popular strategy to build wealth over the long term. However, determining whether a stock is worth buying can be a challenge for many investors. One of the most common methods to evaluate whether a stock is overpriced or still worth buying is by using the Price to Book Value (PBV) ratio. In this article, we…
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Internal Rate of Return: Know Your Profit Goal
The Internal Rate of Return (IRR) is a key financial tool used by investors to measure the return on an investment. By understanding IRR, investors can decide whether a project is worth pursuing based on its expected return. This article explores IRR’s definition, calculation, main functions, benefits, and limitations. What is Internal Rate of Return (IRR)? Internal Rate of Return…
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