- Business
Potential of Crowdfunding for the F&B Industry
The food and beverage (F&B) industry stands as one of the most dynamic sectors in the global economy, driven by rapid innovation, shifting consumer preferences, and the constant demand for new and exciting products. This industry encompasses a wide range of businesses, from small artisanal producers to large multinational corporations. However, one of the common challenges across the spectrum is…
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Financial Management at the Time of Muhammad ﷺ
Financial management during the time of Prophet Muhammad ﷺ was a cornerstone in the establishment and stability of the Islamic society. The Prophet Muhammad ﷺ was not only a spiritual leader but also acted as the head of state, overseeing all aspects of life, including economic and financial affairs. His approach to managing the state’s finances was innovative and grounded…
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How to Create a Good Islamic Financial Product
Islamic finance has become an essential part of the global economy, offering an ethical and Sharia-compliant alternative. Islamic financial products are not only aimed at Muslim consumers but also attract those seeking fairness and transparency in finance. This article will discuss the ways to create a good Islamic financial product that adheres to Sharia principles. Basic Principles of Islamic Finance…
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The Halal Industry and Food Security
As the largest Muslim-majority country in the world, Indonesia has a significant responsibility to ensure that the food needs of its population are adequately met in accordance with Islamic principles. The halal industry is not only a part of the cultural and religious fabric but also a potential economic sector that supports national food security. In the face of increasingly…
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Social Justice in Islamic Social Finance
Introduction Social justice is one of the key principles upheld in Indonesia’s state ideology, as reflected in the fifth principle of Pancasila: “Social Justice for All Indonesian People.” This principle is not only relevant in the context of governance and public policy but also manifests in various aspects of societal life, including Islamic social finance practices. Islam, as a comprehensive…
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What is Financial Independence for a Muslim?
Financial independence is a state where an individual has enough financial resources to meet their needs without relying on continuous income sources. In the Islamic perspective, financial independence is not just about accumulating wealth; it’s about how that wealth is earned, managed, and utilized in accordance with Islamic principles. Islam views wealth as a trust from Allah that must be…
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Attract Investors with Big Margins
In today’s competitive business world, entrepreneurs need to develop effective strategies to attract investors. One significant strategy is increasing profit margins. A larger margin not only indicates the financial health of the company but also enhances its attractiveness to investors. This article will discuss the urgency of increasing margins for entrepreneurs and why this is crucial in attracting investor interest.…
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Umrah and Sadaqah? Which one is Better?
In the life of a Muslim, both umrah and sadaqah are highly recommended practices. However, in the midst of difficult social conditions, where many people are in need of help, the question arises: Which is better, performing Umrah or giving sodaqah? This article will discuss a comparison between the two in light of current conditions. The Virtue of Umrah Umrah…
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Concept of Wakaf Sukuk in Islamic Economics
Waqf is a crucial pillar in the Islamic economic system that serves as a social instrument for wealth and welfare distribution. Traditionally, waqf has been used in Muslim societies to support various social projects such as building mosques, schools, and hospitals. However, as times have progressed, the concept of waqf can now be applied in various forms, one of which…
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Waqf Sukuk on Securities Crowdfunding
In recent years, sharia-based financial innovations have shown great potential in optimising the management of public funds. One of the latest innovations that has attracted attention is Sukuk Wakaf, especially in the context of its application through the Securities Crowdfunding platform. The National Sharia Council of the Indonesian Ulema Council (DSN-MUI) Fatwa No. 131 of 2019 on Sukuk Wakaf provides…
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