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Finance Leverage Meaning: Shariah-Compliant View
If you think about it, many people now consider debt to be a smart strategy. They say that with debt we can accelerate business, increase assets, and expand the business. Sounds cool, indeed. But if we look more clearly, the question is not just “how fast to grow?”, but “in what way to grow?” Islam views growth not just as…
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Distributive Justice in Economic Growth
Let’s be honest for a moment. Have you ever felt strange when reading economic news that says it’s on the rise, but why is the content of your wallet still the same? They say economic growth is positive, but in reality prices are getting more expensive, businesses are getting harder, and many people are still living hand to mouth. This…
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The Beauty of Patience in Halal Investment
Have you ever felt like you want to make a quick profit?We start a business or put money in one place, then hope that next week we will have our capital back, next month we can go on a trip. It feels natural, because we live in a fast-paced era. But in Islam, matters of wealth, especially investment, are not…
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Financial Goals for Giving, Not Hoarding
Let’s sit down for a moment, calm our minds, then ask ourselves: “What am I actually chasing money for?” Most of us would answer, “To be calm. To be stable. So as not to bother anyone later.” That’s not wrong. That’s a good intention. But… what if it turns out that wealth is not just for hoarding or enjoying alone?…
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Crab Mentality: The Silent Killer in Business Cooperation
Have you ever seen a crab in a bucket? One crab almost made it out, but the others pulled it back down. The end? No one got out. They all stayed at the bottom. This image is not just about sea animals, you know. Unfortunately, this also often happens in the real world, especially in cooperation and business relationships. It’s…
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Social Impact of Syirkah Mobilizing Assets and Resources
Have we ever thought, why is it that a country that is said to be rich, but many of its people still have difficulty living? The natural resources are there, the land is fertile, the sea is vast, but still, those at the bottom continue to struggle, while those at the top are increasingly comfortable. The problem is not in…
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Islamic Relief Through Extension of Debt Repayment Period
Talking about debt, sometimes you immediately feel tense, right? Especially when talking about late payments. The impression is immediately negative. As if the person who is in arrears must be negligent… or even considered to have no intention of paying. In fact, it is not always like that. Because there are people who are really having a hard time. They…
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Hoarding: The Real Economic Problem
(Sharia Reflection on Inequality and Distribution Stagnation) Abundant resources, but the majority of people in it still live in poverty?This is not just an irony, but a bitter reality that occurs in many countries that are said to be rich. There are agricultural products. The sea is vast. The mines are full. The rice fields are fertile. But only a…
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Patience Is the Spirit of Trust Building in Business
Not a few business partnerships are broken not because of lack of capital, but because of loss of trust. Nor because of major violations, but because there is no room for mutual understanding when one party is in difficult times. This proves that trust building in business is not just about contracts, but about navigating human realities with wisdom. We…
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Sharia Investment: Shared Profit and Loss Essence
Have we ever been tempted to join sharia investment because the words “halal” and “blessing” feel so reassuring? Glossy brochures, interest-free contracts, and promises of returns that sound convincing. It feels right for a heart that wants to keep finances on the path of Allah ﷻ . But, behind these good intentions, there is one simple question that is often…
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