Crowdfunding Syariah
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How to Avoid Panic in Investment Losses
The prospect of long-term growth and financial stability makes investing an exciting and potentially lucrative endeavor. But it also carries a certain amount of risk and uncertainty. The biggest obstacles that investors encounter are not the market per se but rather their own emotional reactions to it particularly panic and fear during losing times. Successful long-term investing requires knowing how…
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Spirit of Togetherness in Islamic Crowdfunding
People’s methods of connecting working together and helping one another have changed significantly in the current digital era. A system that combines contemporary financial technology with faith-based principles Islamic crowdfunding is one of the most promising financial innovations that embraces this evolution. Islamic crowdfunding in contrast to traditional crowdfunding is based on the principles of unity (ukhuwwah) and group responsibility…
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Tawakkul in Investment Return
Introduction: Analyzing Tawakkul in the Context of Finance One fundamental principle of Islam is tawakkul (توكّل) which means having total faith in Allah ﷻ and acting appropriately at the same time. It promotes a healthy balance between effort and trust rather than fatalism or the passive acceptance of results. Tawakkul is essential for coordinating financial choices with spiritual principles in…
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The Spirit of Growing Together in Shariah Investment
Shariah investment is a full economic and moral model not just a halal way to accumulate wealth. Based on openness accountability and trust it provides a fair and compassionate substitute for traditional finance. Shariah investment unites investors and entrepreneurs to grow—side by side sharing in both success and struggle—in a world where financial systems predominate and frequently separate capital from…
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Social Impact of Investing from an Islamic Perspective
In addition to pursuing financial gains social impact investing seeks to improve the environment and society. In response to significant issues like economic inequality, climate change and restricted access to healthcare and education this trend has accelerated recently on a global scale including in Indonesia. The Islamic viewpoint on investing becomes especially pertinent in this context because Islamic teachings place…
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The Meaning of Tasamuh (Tolerance) Between Investors and Business Partners
Divergent interests, expectations and management styles frequently cause conflict in the relationship between investors and operational partners in todays intricate business environment. Islam provides an ethical compass in this regard through the concept of tasamuh, a value based on mutual respect tolerance and generosity. Relationships between people are highly valued in Islamic business ethics as a manifestation of faith in…
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Long-Term Investment Strategy for Hajj and Qurban Purposes
Making hajj and qurban is not just a matter of ordinary worship, because it is a sacrifice. But often, this noble intention is stuck in financial problems such as: “I want to make a qurban, but I don’t have the funds yet.” “Register for hajj, but why is it getting more expensive every year?” That’s why we need an investment…
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Managing and Avoid Gharar and Maisir in Sharia Investment
Have you ever thought, “I have to start investing, but I’m scared too? Financial risks make me nervous.” It’s very natural. Especially if we want to invest in halal and sharia-compliant investments. We definitely don’t want to get caught up in things that are prohibited, such as gharar (excessive uncertainty) or maisir (gambling). Well, fortunately Islam has provided clear guidelines…
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Gross Monthly Salary Allocation for Sharia Investment
“I’ve been working every month, my gross monthly salary is decent, but why haven’t I been able to start investing?” Well, if you’ve ever felt that way, you’re not alone. Many people think that as long as there is a steady gross monthly salary, it means it’s safe to invest. In fact, in Islam, managing finances before investing can be…
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Investing for Beginners: Don’t Rush, Understand First
Lately, the term “investment” has been heard more and more in various conversations. Some people start small businesses with friends, while others buy simple properties or try businesses with a joint venture system. On social media, we are presented with various success stories: “Alhamdulillah, the second business is already running,” or “First profit from a side business.” However, unfortunately, what…
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