Business
-
Solvency Ratios: Can Your Business Pay Off Future Debts?
Solvency ratios are vital indicators of a company’s long-term financial health. They provide insight into a business’s ability to meet its long-term debt obligations without jeopardizing its operational viability or shareholders’ equity. While businesses may face periods of financial strain, maintaining strong solvency ratios can significantly reduce financial risk and enhance creditworthiness, making it easier for companies to attract investors…
Read More » -
Liquidity Ratio: Can Your Business Pay Short-Term Debt?
Liquidity ratio is a crucial financial analysis tool used to assess a company’s ability to meet its short-term liabilities. By examining liquidity ratios, stakeholders can evaluate whether a company has enough liquid assets to cover its short-term debt obligations, thereby ensuring the financial health of the company. A strong liquidity position implies that a business is well-positioned to manage its…
Read More » -
How to Maximize Work to Gain Rewards
In Islam, work is not only about earning a livelihood but can also be a source of immense spiritual reward when carried out with the right intention and practices. Here are several steps to transform your work into a form of worship: 1. Set the Right Intention (Niyyah) One of the key aspects of Islamic teachings is that actions are…
Read More » -
Important Principles on How Islam Views Investment
Investment is a widely accepted way to grow wealth and achieve financial stability. In Islam, investment is not only allowed but also encouraged, provided it adheres to Shariah principles, which emphasize justice, transparency, and the avoidance of prohibited elements such as riba (interest), gharar (uncertainty), and maysir (excessive speculation). This article explores how Islam views investment and how Muslims can…
Read More » -
Islamic Insurance? Is it real? How to do it?
Sharia insurance, or Takaful, is a financial protection solution based on Islamic law (Sharia). It is specifically designed for Muslims who want to ensure their financial dealings comply with Islamic teachings. Sharia insurance emphasizes the principles of mutual assistance (ta’awun) and risk-sharing, providing financial protection without violating Islamic principles. This article will explain how Sharia insurance works, its product types,…
Read More » -
Artificial Intuition: The Future of Business Decision-Making
In the rapidly evolving digital landscape, businesses are constantly seeking innovative tools and approaches to stay competitive. While Artificial Intelligence (AI) has been a dominant force, a new concept is gaining traction: Artificial Intuition (AIu). Artificial intuition is distinct from traditional AI as it mimics human intuition, making fast decisions based on patterns and experiences without relying on complex logic…
Read More » -
The Story of Ayam Bakar Wong Solo: A Simple, Scalable Business
Ayam Bakar Wong Solo is a remarkable example of how a small business in the food industry can grow into a large-scale operation with hundreds of outlets, both domestically and internationally. Founded by Puspo Wardoyo, this business has expanded significantly from its humble beginnings into a renowned franchise, proving that a simple product like grilled chicken can lead to substantial…
Read More » -
Price to Book Value: Is Your Stock Overvalued?
Investing in stocks is a popular strategy to build wealth over the long term. However, determining whether a stock is worth buying can be a challenge for many investors. One of the most common methods to evaluate whether a stock is overpriced or still worth buying is by using the Price to Book Value (PBV) ratio. In this article, we…
Read More » -
Internal Rate of Return: Know Your Profit Goal
The Internal Rate of Return (IRR) is a key financial tool used by investors to measure the return on an investment. By understanding IRR, investors can decide whether a project is worth pursuing based on its expected return. This article explores IRR’s definition, calculation, main functions, benefits, and limitations. What is Internal Rate of Return (IRR)? Internal Rate of Return…
Read More » -
Success Story of Roti’O: How to Scale Up a Bakery Business
Roti’O has become one of the most well-known bakery brands in Indonesia. With its signature coffee aroma and delicious flavor, Roti’O has managed to capture the attention of consumers from various demographics. Today, Roti’O operates more than 500 outlets across multiple cities throughout the country. This remarkable expansion didn’t happen overnight. Instead, it was the result of smart business strategies,…
Read More »