Islamic Finance
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How to Attract Investors in Crowdfunding
Crowdfunding has become a popular alternative method of raising capital for projects and businesses. In recent years, Islamic Securities Crowdfunding (SCF) has emerged as an attractive option for entrepreneurs and investors who prioritise sharia principles in doing business. However, attracting investors’ attention to Islamic SCF requires the right strategy and a deep understanding of what their concerns are. This article…
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The History of Crowdfunding in Modern Era
Crowdfunding is the practice of raising funds for various types of endeavours, such as product ideas, businesses, or activities. Although it sounds modern, this practice has actually been around for centuries. The history of crowdfunding can be traced back to the past, when individuals or groups sought financial support from the community to realise their projects or ideas. This article…
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Differences Between Sharia Securities Crowdfunding and Sharia Peer-to-Peer Lending
In recent years, the development of financial technology (fintech) in Indonesia has significantly impacted the access to capital for Micro, Small, and Medium Enterprises (MSMEs). Two popular fintech innovations in the context of sharia financing are Sharia Securities Crowdfunding (SCF) and Sharia Peer-to-Peer (P2P) Lending. Both offer different solutions for MSMEs to obtain funds in accordance with sharia principles. Definitions…
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Should Wife Contribute Financially When She is a Working Wife?
“If a wife works, should she contribute to household expenses?” is a common question in many contemporary households. It’s a sensitive subject because while Islamic law clearly grants a working wife control over her earnings, the demands of modern life can make cooperation betweeen husband and wife financially seem necessary. Lets examine what Islamic teachings truly say about it. What…
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Islam Allows Wife to Work Not as an Obligation
Talking about wife working in Islam often makes you confused, doesn’t it? The problem is, in the real world we encounter two extreme camps. On the one hand, the modern world (especially Western civilization) seems to be mocking us. They say that productive women are those who have careers, hold positions, and earn their own salaries. The identity of a…
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Does the High Cost of Living Force More, Should Wife Work?
Have you ever felt breathless watching your monthly expenses rise? It feels like the high cost of living is getting more and more suffocating. It feels like your salary is just passing through. Husbands are stressed, wives are anxious. Many husbands are starting to worry. Many wives are becoming anxious, even “forced” to step in to earn extra income. And…
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When Husband Doesn’t Provide, Is The Wife Allowed to be Working Wife?
Lately, we’ve been hearing more and more complaints about income. “My wife has to work,” or “My husband doesn’t earn enough.” And since who knows when, conditions like this have been considered normal. Nowadays, there’s a term called “split the bills,” where the husband pays the house installments, while the wife covers the electricity and the children’s school fees. Women…
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How to View Loss Sharing in a Mudharabah Contract from the Income Statement
Mudharabah is a form of business cooperation in Islamic finance where one party provides capital (shahibul maal) and the other provides expertise and labor (mudharib). It is important for both parties to understand how losses are shared in this contract, especially through the analysis of the income statement. A good understanding of loss distribution helps maintain trust and harmonious cooperation…
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Unemployed Husband,What Does Islam Say?
When a Unemployed Husband whether because of losing his job, illness, or simply choosing not to, many ask: “What is the ruling in Islam?”This issue is not just about income. It’s about responsibility, dignity, and barakah (divine blessing) within the family. Also read: Hard Work and It’s Importance in Islam A Husband’s Duty in the Light of Sharia In Islam…
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Afraid Your Income Will Stop If You Stay Sharia Compliant?
“Have our hearts ever felt anxious, afraid that our sustenance would stop because we chose a path that was in accordance with Islamic law?” Sometimes we often worry without realizing it. If we’re honest, the client will run away. If we reject a conventional mortgage, when will we ever own a home? Without a “grease line,” how will we win…
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