Islamic Finance
-
Real Estate Investment Trusts
Investing in real estate is often associated with high capital requirements, such as purchasing commercial buildings or residential properties. For retail investors with limited capital, entering the real estate market can seem challenging. However, Real Estate Investment Trusts (REITs) provide a solution by allowing people to invest in real estate without directly owning physical assets. This article will discuss the…
Read More » -
How Malaysia Became a Leading Country in Islamic Finance
Malaysia has established itself as a global leader in Islamic finance. This success is not merely the result of a well-developed financial ecosystem, but also due to progressive regulations and innovative strategies that support the industry’s growth. Malaysia is not only advancing its Islamic financial sector but also using it as a tool for sustainable and inclusive economic growth. This…
Read More » -
Emotional Marketing: Using Feelings to Boost Your Brand
Emotional marketing uses emotional triggers to connect with consumers, fostering deep connections and building loyalty. Emotions often drive purchase decisions, and when brands create a genuine emotional response, consumers feel more engaged and inclined to return. Here are some key strategies in emotional marketing that help brands enhance customer engagement and loyalty: 1. Creating Urgency with FOMO Fear of Missing…
Read More » -
The Urgency of Writing a Good Business Proposal and How to Do It
In the business world, a proposal serves as a crucial document for communication between a company and external parties, such as investors, partners, or potential clients. A well-crafted business proposal can bridge the gap between potential projects and tangible results, laying the foundation for fruitful partnerships, investments, or collaborations. This article discusses why writing a good business proposal is essential,…
Read More » -
Important Muslim Business Ethics Part 1: Amanah
In Islam, business ethics serve as a fundamental guideline that every Muslim must adhere to. One of the most essential principles in conducting business according to Islamic teachings is amanah, or trustworthiness. Amanah refers to honesty, transparency, and trustworthiness in all transactions. In this article, we will discuss how amanah is an integral part of Islamic business ethics. 1. The…
Read More » -
Return on Assets (ROA): Are Your Assets Maximized?
In the modern business landscape, ensuring efficient utilization of company assets is essential for long-term profitability and competitiveness. One key metric that helps measure how effectively a company is using its assets is Return on Assets (ROA). ROA provides insights into how much profit a business generates from its assets, making it a valuable tool for management, investors, and stakeholders.…
Read More » -
Scrub Daddy: An Inspirational Story of a Simple Business
Scrub Daddy is a simple product that has become one of the greatest success stories in the history of the television show Shark Tank. The initial idea came from a daily need: a sponge that could clean various surfaces more effectively. Within a few years, Scrub Daddy managed to reshape the household cleaning product market in the United States and…
Read More » -
Project Based vs Equity Based Financing
In project financing, two common methods are Project Based Financing and Equity Based Financing. These methods differ significantly in how funds are allocated and risks are managed. This article explores both financing methods, focusing on their application within Islamic finance principles, and highlights their advantages and disadvantages. Project Based Financing: Focus on Specific Projects Project Based Financing is a method…
Read More » -
Activity Ratios: Know How Your Business Performs
Activity ratios are important indicators used to measure a company’s operational efficiency in utilizing its assets to generate revenue. By understanding various types of activity ratios, businesses can assess how effectively they are using their resources, such as inventory, receivables, and fixed assets. This article will discuss several key activity ratios, along with examples, to provide a clearer understanding of…
Read More » -
Liquidity Ratio: Can Your Business Pay Short-Term Debt?
Liquidity ratio is a crucial financial analysis tool used to assess a company’s ability to meet its short-term liabilities. By examining liquidity ratios, stakeholders can evaluate whether a company has enough liquid assets to cover its short-term debt obligations, thereby ensuring the financial health of the company. A strong liquidity position implies that a business is well-positioned to manage its…
Read More »