Islamic Finance
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Sharia Business Facing Losses? Don’t Blame the Path!
“I’ve migrated, it’s already halal, but why is my business still making a loss?” We hear phrases like that all too often. You’ve probably even experienced it yourself: you’ve abandoned usury, upheld your contract, and made the intention to please Allah, but your goods still don’t sell, your cash flow is tight, and some even end up going bankrupt. Then…
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Cleanliness as the Foundation of Anti-Syubhat Investment
Have you ever felt FOMO after seeing your friends start investing in this or that? Some have seen their portfolios grow, some profit from sharia-compliant stocks, and some even just started but already look really cool. We’re tempted to follow suit. But have you ever stopped and asked yourself: “Is this really safe? Is this halal?” After all, in Islam,…
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Avoid Doubtful Investments, Align Wealth with Faith
Have you ever thought, what if money could talk? Imagine, on the Day of Judgment, every treasure that has ever come into our hands will testify before Allah ﷻ . It will say, “I came from this path… and then used it for that…” Everything will be clear. Nothing can be hidden. Money is more than just a medium of…
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Life Goals Are Inseparable from Financial Obedience
Still trying to separate obedience from financial matters?If so, perhaps you’ve felt this way: you’re obedient, diligently attend religious studies, and consistently give alms, but life still feels chaotic, especially when it comes to money. Your salary comes in, but you don’t know where it’s going. Sometimes you’re enthusiastic about participating in various investment programs, but the results are unclear.…
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Wealth Isn’t Everything, So Why Does Losing It Feel So Hard?
There are people who truly understand that wealth is merely a gift. This world is temporary, and life is truly a journey home to Allah . But strangely, when you have to let go, even just a portion, it still feels heavy. It’s like a thin rope holding you back, invisible but strong. It’s not that he doesn’t understand, but…
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I Have Wealth, So Why the Anxiety?
Have you ever wondered why it’s not just those who lack money who feel anxious, but also those who already have everything? Abundant wealth, a grand home, a luxury vehicle, and more than enough money. But somehow, their hearts still feel restless. It’s like sitting on a soft sofa that looks comfortable, but its legs are actually fragile. It looks…
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Monthly Income Can Be a Field of Rewards
Many people assume that as income increases, life’s problems will automatically diminish. In reality, the opposite is true. As income increases, so do temptations: consumerism, an exorbitant lifestyle, and even negligence in managing one’s assets. This is where the importance of financial management lies, which is not only logically accurate, but also adheres to sharia principles. Monthly income isn’t just…
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Financial Discipline of Islamic Perspective
Sound money management is based on financial discipline. In the contemporary world developing this discipline aids people in debt avoidance future planning and spending alignment with values. This discipline is seen from an Islamic perspective as a moral requirement based on faith and accountability not just a useful strategy. Also read: The Important Wealth Planning in Sharia Compliant Being Aware…
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Financial Planning in Times of Crisis
Financial stability frequently suffers first when economic storms like recessions, market crashes or pandemics strike. Financial planning becomes not only helpful but also crucial during these uncertain times. During a crisis proactive well-thought-out financial choices can make the difference between survival and success. The Necessity of Financial Planning Tailored to a Crisis Institutional and individual resilience are put to the…
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Urgency of Holding to Cash and Avoiding Buying Too Much Not Liquid Assets
Keeping cash on hand may not seem exciting in todays volatile financial environment but it is frequently the best course of action. Islam promotes restraint accountability and readiness—values that extend to our handling of money. Even though illiquid assets like private equity or real estate might yield larger returns they can also become liabilities in times of crisis. Conversely cash…
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