investing
- Business
Return on Assets (ROA): Are Your Assets Maximized?
In the modern business landscape, ensuring efficient utilization of company assets is essential for long-term profitability and competitiveness. One key metric that helps measure how effectively a company is using its assets is Return on Assets (ROA). ROA provides insights into how much profit a business generates from its assets, making it a valuable tool for management, investors, and stakeholders.…
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Project Based vs Equity Based Financing
In project financing, two common methods are Project Based Financing and Equity Based Financing. These methods differ significantly in how funds are allocated and risks are managed. This article explores both financing methods, focusing on their application within Islamic finance principles, and highlights their advantages and disadvantages. Project Based Financing: Focus on Specific Projects Project Based Financing is a method…
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Roles of Custodian Banks in Securities Crowdfunding
Securities crowdfunding (SCF) is a method of raising funds that allows small and medium-sized enterprises (SMEs) to receive financing from the general public through digital platforms. In this model, investors can provide capital to businesses or projects in exchange for equity or other financial instruments. Behind the scenes of SCF, custodian banks play a crucial role in ensuring the security,…
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The Fear and Greed Index: Is It Really That Important?
The Fear and Greed Index is a popular tool used in investment circles to gauge market sentiment. It reflects whether the market is currently dominated by fear or greed, two emotional states that greatly influence investor decisions. These emotions often drive significant changes in asset prices, affecting stock markets, cryptocurrencies, and commodities. But how crucial is the Fear and Greed…
Read More » - Crowdfunding Syariah
Important! Equip Your Child’s Future with Early Investments
In today’s fast-paced world, teaching children about finance and investment from an early age is becoming increasingly crucial. By equipping them with the knowledge of how to manage money and invest wisely, we help them build a more secure and stable financial future. While many parents consider it essential to open savings accounts for their children, introducing them to the…
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Involvement of the Halal Industry in the Stock Market
In recent decades, the halal industry has experienced significant growth, not only in the food consumption sector but also in various other sectors, including finance. In Indonesia, the halal industry has become an essential part of the economy, supported by the large Muslim population and the government’s commitment to developing the sharia economy. One key aspect of the sharia economy’s…
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How to Discipline Yourself to Consistently Invest
Investing is one of the most effective ways to achieve long-term financial goals, such as buying a house, preparing for your children’s education, or planning for retirement. However, many people struggle to consistently invest due to various reasons, ranging from a lack of knowledge to the temptation to use investment funds for other purposes. Disciplining yourself to regularly invest requires…
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Profits Distribution in Mudharabah & Musyarakah: Permissible with High Cash Reserves?
In the business world, especially in Islamic partnership schemes like mudharabah and musyarakah, profit distribution is a crucial aspect to consider. The question is, is it permissible to distribute profits if the company has high cash reserves but is experiencing losses? This article will discuss the important aspects of this question, from understanding mudharabah and musyarakah to the implications of…
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How Do You Mitigate Investment Risk?
Investment is an important step in achieving long-term financial success. Risks in investment can come from various factors, such as market fluctuations, regulatory changes, or unexpected events, such as the global economic crisis. Although we cannot completely eliminate risk in investment, we can manage and minimise it with the right strategy. Here are some ways to effectively mitigate investment risk: …
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