Crowdfunding Syariah
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Patience as a Virtue of a Muslim Investor
Patience is a mental anchor that determines ones success or failure in the world of investing not just a tactic. Patience has two qualities for a Muslim investor: it protects against market swings and reflects Islamic morality and faith. One of the fundamental virtues of Islam praised by Allah ﷻ and the Prophet Muhammad ﷺ is patience (sabr) which is…
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The Urgency of Real Sector Investment in Islam
Since it represents concrete economic activities like production, trade and services, the real sector forms the basis of any economy. From an Islamic standpoint, real sector investments are not only welcomed but also seen as being more in line with Shariah values which place a strong emphasis on expediency, sustainability and justice. Unlike the speculative instruments found in the traditional…
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The Urgency of Having a Long-Term Vision in Investing
In today’s unpredictable economic environment investing with a long-term vision is not only a strategy but a need. Investors frequently feel pressured to respond to daily fluctuations in the market particularly when news headlines exacerbate anxiety. Short-term responses however usually cause more harm than good over time. Investors can avoid emotional blunders stay focused on their long-term financial objectives and…
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The Urgency of Fulfilling Terms and Conditions in Islamic Business Partnership Contracts
One of foundations of Islamic finance is business contracts like mudharabah and musharakah. These contracts depend on openness, trust and rigorous adherence to terms and conditions that have been agreed upon by both parties. According to Islamic jurisprudence upholding these terms is mandatory and has a direct impact on the legitimacy of the contract as well as the equitable allocation…
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How to Calculate and How to Pay Zakat on Gold as Investment?
One of the zakat that needs to be paid is on gold and silver. So, if these two precious metals havereached the nishab and haul (one year of ownership) then the owner is obliged to pay zakat. In thecontext of gold zakah, what is required is investment gold, not jewellery gold. Why is gold and silver subject to zakah? Islam…
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Trading? Is It Permissible in Shariah?
Within the contemporary financial world trading has grown in popularity whether it be in stocks forex or cryptocurrencies. For Muslims however the question of whether trading is allowed by Shariah or Islamic law is crucial. To give readers a thorough grasp of the subject this article examines whether trading is acceptable in Islam by citing a number of Islamic sources…
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The Urgency of Transparency in Crowdfunding
A vital source of funding for a variety of initiatives from social causes to business endeavors is crowdfunding. In order to collect money from a wide range of people this model relies on contributors and fundraisers having mutual trust. But without transparency trust cannot be maintained which is why it is essential to the crowdfunding ecosystem. Transparency reduces the risks…
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Does Islamic Financing Have to Be Cheap?
Following Shariah rules to the letter, Islamic finance is a substitute for traditional financial systems. Understanding that Shariah compliance puts adherence to Islamic laws ahead of cost considerations is crucial to answering the frequently asked question: Should Islamic financing be less expensive than conventional methods? Shariah’s core principle is compliance over cost Shariah places a strong emphasis on conducting financial…
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Sukuk Invesment: What Sukuk is? Types, Benefits, Risks, and How to Start
In the global financial market sukuk also known as Islamic bonds have grown in popularity as an investment choice. These financial products provide investors with a moral substitute for traditional bonds since they adhere to Islamic principles. Both Muslim and non-Muslim investors looking for opportunities that fit with their values and offer a steady income stream are catered to by…
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Sharia Compliant Investments for Beginners
Learning sharia-compliant investments, which deploying capital in a business to achieve profits, is one way to develop wealth and property. The development of wealth is essential to prepare for financial resilience in the future. Imagine reaching an age where physical and mental capacity to work is reduced. How can we meet our daily needs without wealth that grows independently if…
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