Crowdfunding Syariah
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Be Careful! These 3 Defects Make The Mudarabah Contract Become Riba
Who isn’t tempted by the promise of immense wealth in this world and paradise in the afterlife? This is surely the dream of all of us. So, it’s no surprise that enthusiasm for financial migration and ridding our wealth of usury is currently at an all-time high. We want to increase our assets, but through paths that please Allah ﷻ.…
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Mudharabah in Islamic Bank
Mudharabah is a key concept in the Islamic business and economic system. This contract serves as a foundation for financing and fundraising instruments in the Islamic financial industry. Based on profit-sharing based on business performance, the Mudharabah contract is considered fairer and more equitable than conventional interest-based lending systems, which burden business managers in the event of adverse events. This…
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How to Attract Investors in Crowdfunding
Crowdfunding has become a popular alternative method of raising capital for projects and businesses. In recent years, Islamic Securities Crowdfunding (SCF) has emerged as an attractive option for entrepreneurs and investors who prioritise sharia principles in doing business. However, attracting investors’ attention to Islamic SCF requires the right strategy and a deep understanding of what their concerns are. This article…
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The History of Crowdfunding in Modern Era
Crowdfunding is the practice of raising funds for various types of endeavours, such as product ideas, businesses, or activities. Although it sounds modern, this practice has actually been around for centuries. The history of crowdfunding can be traced back to the past, when individuals or groups sought financial support from the community to realise their projects or ideas. This article…
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Why Does Investment in Sharia Crowdfunding Have More Barakah?
In the world of investment, finding an instrument that is not only profitable but also blessed is the dream of every Muslim. Sharia crowdfunding comes as an investment solution that fulfils sharia principles, avoids usury, gharar (uncertainty), maysir (speculation), and does not invest in the haram sector. With the development of financial technology, everyone can now participate in blessed investments…
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The Benefit of Investing Since Youth
Investing is a vital skill that shapes financial independence in todays fast-paced financial environment in addition to being a tool for creating wealth. There is no greater advantage than starting early: time. Early investing by young people helps them create disciplined habits optimize the power of compounding and lay a solid foundation for long-term success. A smoother transition into adulthood…
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The Investment Principles of Peter Lynch
Capital preservation is just as important as chasing profits when it comes to investing. Wealth is viewed in Islam as a trust (amanah) that needs to be managed sensibly and effectively. As it’s said in Qur’an.: “…And do not give the weak-minded your property, which Allah has made a means of sustenance for you, but provide for them with it…
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How to Analyze Whether a Company Is Worth Investing In
Every investor wants to be certain that their funds are going to a stable and expanding company. When a company turns out to be fragile or high-risk, no one wants to invest money in it and then regret it later. Moreover Islam stresses prudence when making financial decisions. The Quran says: “…And do not give the weak-minded your property, which…
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Cleanliness as the Foundation of Anti-Syubhat Investment
Have you ever felt FOMO after seeing your friends start investing in this or that? Some have seen their portfolios grow, some profit from sharia-compliant stocks, and some even just started but already look really cool. We’re tempted to follow suit. But have you ever stopped and asked yourself: “Is this really safe? Is this halal?” After all, in Islam,…
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Urgency of Holding to Cash and Avoiding Buying Too Much Not Liquid Assets
Keeping cash on hand may not seem exciting in todays volatile financial environment but it is frequently the best course of action. Islam promotes restraint accountability and readiness—values that extend to our handling of money. Even though illiquid assets like private equity or real estate might yield larger returns they can also become liabilities in times of crisis. Conversely cash…
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