Islamic Finance
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Social Justice in Islamic Social Finance
Introduction Social justice is one of the key principles upheld in Indonesia’s state ideology, as reflected in the fifth principle of Pancasila: “Social Justice for All Indonesian People.” This principle is not only relevant in the context of governance and public policy but also manifests in various aspects of societal life, including Islamic social finance practices. Islam, as a comprehensive…
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What is Financial Independence for a Muslim?
Financial independence is a state where an individual has enough financial resources to meet their needs without relying on continuous income sources. In the Islamic perspective, financial independence is not just about accumulating wealth; it’s about how that wealth is earned, managed, and utilized in accordance with Islamic principles. Islam views wealth as a trust from Allah that must be…
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Attract Investors with Big Margins
In today’s competitive business world, entrepreneurs need to develop effective strategies to attract investors. One significant strategy is increasing profit margins. A larger margin not only indicates the financial health of the company but also enhances its attractiveness to investors. This article will discuss the urgency of increasing margins for entrepreneurs and why this is crucial in attracting investor interest.…
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Concept of Wakaf Sukuk in Islamic Economics
Waqf is a crucial pillar in the Islamic economic system that serves as a social instrument for wealth and welfare distribution. Traditionally, waqf has been used in Muslim societies to support various social projects such as building mosques, schools, and hospitals. However, as times have progressed, the concept of waqf can now be applied in various forms, one of which…
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Maximize Returns with Compound Growth
Islamic finance has gained considerable momentum over the past few decades, driven by the increasing awareness and demand for ethical and Sharia-compliant financial solutions. At its core, Islamic finance is based on the principles of equity, fairness, and avoidance of interest (riba). One of the most effective strategies for growing wealth in Islamic finance is through the application of compound…
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Khilafatul Ardh: Bridging Faith and Finance
In an increasingly interconnected world, where faith and finance often seem to exist in separate realms, the concept of Khilafatul Ardh offers a compelling synthesis. This Islamic framework combines the spiritual principles of stewardship with modern economic practices, emphasizing the importance of ethical financial growth. By blending religious tenets with economic strategies, Khilafatul Ardh seeks to empower communities, ensuring both…
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SCF Organizers as Representatives of Investors to Issuers
Securities Crowdfunding (SCF) has become an increasingly important alternative funding option, especially for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. This scheme allows issuers to raise funds from the public through digital platforms operated by SCF organizers. These organizers play a crucial role in protecting investors’ interests and ensuring that the investment process is conducted safely, fairly, and transparently.…
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Islamic Investment Education for Married Couples: Is It Important?
Introduction In today’s challenging economic era, financial literacy has become increasingly important, especially for married couples. Islamic investment education is a key aspect of financial literacy that can help couples work together to achieve their long-term financial goals in accordance with Islamic principles. Islamic investments are not just about seeking profits but also about ensuring that every financial decision aligns…
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Import Financing by Securities Crowdfunding
In the era of globalization, cross-border business transactions are becoming increasingly common, even for small and medium-sized enterprises (SMEs). One of the main activities in international trade is import, where goods or raw materials are purchased from abroad for use in production or resale in the domestic market. However, one of the biggest challenges faced by SMEs in conducting imports…
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Export Financing with Securities Crowdfunding
Export financing is a crucial element in supporting the economic growth of a country, especially in developing nations. Effective financing enables exporters to expand their markets and increase competitiveness on the international stage. However, access to financing often becomes a barrier for companies, especially for small and medium-sized enterprises (SMEs). This is where securities crowdfunding can be a viable alternative. …
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