Devin Halim Wijaya

Master student in IIUM (Institute of islamic Banking and Finance) | Noor-Ummatic Scholarship Awardee
  • BlogPrice to Book Value: Is Your Stock Overvalued?

    Price to Book Value: Is Your Stock Overvalued?

    Investing in stocks is a popular strategy to build wealth over the long term. However, determining whether a stock is worth buying can be a challenge for many investors. One of the most common methods to evaluate whether a stock is overpriced or still worth buying is by using the Price to Book Value (PBV) ratio. In this article, we…

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  • BusinessInternal Rate of Return: Know Your Profit Goal

    Internal Rate of Return: Know Your Profit Goal

    The Internal Rate of Return (IRR) is a key financial tool used by investors to measure the return on an investment. By understanding IRR, investors can decide whether a project is worth pursuing based on its expected return. This article explores IRR’s definition, calculation, main functions, benefits, and limitations. What is Internal Rate of Return (IRR)? Internal Rate of Return…

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  • BusinessSuccess Story of Roti'O: How to Scale Up a Bakery Business

    Success Story of Roti’O: How to Scale Up a Bakery Business

    Roti’O has become one of the most well-known bakery brands in Indonesia. With its signature coffee aroma and delicious flavor, Roti’O has managed to capture the attention of consumers from various demographics. Today, Roti’O operates more than 500 outlets across multiple cities throughout the country. This remarkable expansion didn’t happen overnight. Instead, it was the result of smart business strategies,…

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  • BusinessNet Present Value: Important to Know The Impact of Time on Your Investment Value

    Net Present Value: Important to Know The Impact of Time on Your Investment Value

    Net Present Value (NPV) is a commonly used method for evaluating the feasibility of an investment. By calculating NPV, investors can determine whether an investment will be profitable or not. NPV takes into account the time value of money—meaning that money received today is worth more than the same amount received in the future. One of the critical factors influencing…

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  • Crowdfunding SyariahPrice to Earnings and Its Importance for Investors

    Price to Earnings and Its Importance for Investors

    The Price to Earnings (P/E) Ratio is a fundamental analytical tool in the investment world. This ratio not only provides insight into stock value but also reflects the market’s perception of a company’s past performance and future expectations. With a multitude of investment options available, understanding the P/E Ratio can assist investors in making more informed and strategic decisions. Definition…

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  • Islamic EconomicsBook Value Per Share:Is It Important for Investors?

    Book Value Per Share:Is It Important for Investors?

    Book Value Per Share (BVPS) is frequently used in fundamental stock analysis to determine whether a stock is undervalued or overvalued. Although it may sound technical, BVPS plays an important role in helping investors understand the actual value of a stock. This article will explain the definition, calculation method, and the benefits and drawbacks of BVPS as an investment indicator.…

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  • BusinessImportance of Financial Ratios for Investment

    Importance of Financial Ratios for Investment

    Financial ratios are crucial tools in assessing the financial health of a company, especially for investors. These ratios provide a clear picture of a company’s financial condition, enabling investors to make more informed decisions. By analyzing financial ratios, investors can identify a company’s performance, risks, and potential for profit. This article explains the significance of financial ratios for investment and…

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  • BusinessReturn on Investment:Crucial to Understand Your Investment Outcomes

    Return on Investment:Crucial to Understand Your Investment Outcomes

    Investing has become a fundamental part of financial planning for individuals and businesses. However, without a clear understanding of how well an investment is performing, it’s difficult to assess whether the financial decisions made are truly profitable. This is where Return on Investment (ROI) plays a critical role. In this article, we will explore why ROI is an important indicator…

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  • BlogThree Schools of Thought in Islamic Economics

    Three Schools of Thought in Islamic Economics

    Islamic economics has grown significantly, offering diverse perspectives on managing economic activities within the framework of Islamic principles. These perspectives are shaped by three primary schools of thought: Baqir al-Sadr’s Iqtishaduna School, Islamic Neo-Classical School, and the Critical Alternative School. Each of these schools presents a unique approach to integrating Sharia values with economic practice. 1. Baqir al-Sadr’s Iqtishaduna School…

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  • Muslim LifestyleToo Much Worship? Is It Really Wrong?

    Too Much Worship? Is It Really Wrong?

    In Islam, worship is one of the primary ways to draw closer to Allah. The more we worship, the closer we hope to be to Allah and the higher our level of faith. However, there’s a phenomenon we often encounter: some people are so enthusiastic about worship that they go beyond what is typically expected. This raises a question: is…

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