Devin Halim Wijaya

Master student in IIUM (Institute of islamic Banking and Finance) | Noor-Ummatic Scholarship Awardee
  • BlogWorship and Financial Freedom in Islam

    Worship and Financial Freedom in Islam

    Financial freedom and freedom of worship are two intertwined elements in a Muslim’s life, offering a balance between worldly responsibilities and spiritual obligations. In Islam, financial freedom is not merely about amassing wealth, but managing resources responsibly to meet one’s needs without neglecting religious duties. Conversely, freedom of worship allows a Muslim to perform religious obligations without the hindrance of…

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  • BusinessThe Importance of Reviewing Your Business Contracts from a Shariah Perspective

    The Importance of Reviewing Your Business Contracts from a Shariah Perspective

    In the realm of business, contracts or written agreements play a pivotal role in binding the relationship between the involved parties. Contracts serve to ensure clarity in agreements and to avoid potential disputes in the future. However, for Muslim entrepreneurs, it is essential to ensure that business contracts are not only legally sound but also compliant with Shariah principles. Shariah,…

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  • Islamic FinanceSee Your Investment Return with Consistency

    See Your Investment Return with Consistency

    Investing is one of the most effective ways to achieve financial freedom and reach long-term financial goals. However, the key to successful investing is consistency. Without consistency, the benefits of investing will not be maximized, and it could even lead to losses. This article will explain several reasons why being consistent in investing is crucial to seeing optimal results. Benefits…

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  • Islamic FinanceHaram Food and its Effect on Financial Freedom

    Haram Food and its Effect on Financial Freedom

    Financial freedom is a condition where one can fulfil their needs without having to worry about financial matters. However, in Islam, financial freedom is not only about how much wealth one has, but also how that wealth is acquired and used. One important aspect that is often overlooked is the impact of eating haram food. This article will discuss how…

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  • BusinessPO Financing Dengan Crowdfunding: Memang Bisa?

    PO Financing with Crowdfunding: Is It Possible?

    PO Financing (Purchase Order Financing) is an increasingly popular financial solution among companies that want to fulfil customer orders without having to sacrifice their own working capital. Traditionally, PO financing is provided by banks or other financial institutions. However, with the development of technology and the emergence of alternative business models, crowdfunding is starting to be considered as one of…

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  • BlogFinance Your Fashion Business with Crowdfunding

    Finance Your Fashion Business with Crowdfunding

    The fashion industry is one of the most dynamic and ever-evolving sectors, requiring significant capital investment for everything from production to marketing. For new fashion entrepreneurs, one of the biggest challenges is how to secure funding without compromising the future of their business. Traditionally, entrepreneurs have relied on bank loans or individual investors, but an increasingly popular alternative is crowdfunding.…

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  • BusinessWhy and When We Should Pursue Passive Income?

    Why and When We Should Pursue Passive Income?

    Passive income is increasingly becoming a focal point in personal finance discussions. Many individuals see it as a pathway to financial freedom, where they are no longer solely reliant on active work for income. Passive income can come from various sources, such as rental properties, royalties, dividends, and even digital businesses that operate on autopilot. Understanding when to start pursuing…

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  • Islamic EconomicsHow Caliphs Refused Salaries as Public Officials

    How Caliphs Refused Salaries as Public Officials

    Islamic history records many inspiring stories of caliphs who refused to accept salaries as the highest state officials. This decision was not only a form of austerity, but also demonstrated their integrity, honesty, and commitment to Islamic principles. These caliphs carried out the mandate of leadership with full responsibility, placed the welfare of the people above personal interests, and lived…

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  • BusinessIslamic Finance and Halal Industry: Way to Islamic Society Supremacy

    Islamic Finance and Halal Industry: Way to Islamic Society Supremacy

    In an increasingly globalized world, Islamic finance and the halal industry stand as two complementary pillars in strengthening the economic power of the Muslim community. With a global Muslim population exceeding 1.8 billion, the demand for products and services that adhere to Shariah principles is on the rise. The collaboration between these two sectors not only drives inclusive and sustainable…

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  • Muslim LifestyleFinish Poverty with Zakat:How to do it?

    Finish Poverty with Zakat: How to do it?

    Structural poverty is one of the most persistent and challenging problems faced by many countries, including Indonesia. This type of poverty occurs when individuals or groups are trapped in poverty due to the social, economic, and political structures that are in place. These structures often exacerbate inequality by limiting access to education, employment, healthcare, and other essential resources. In this…

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